The League City Mortgage & Refinance - Silver Mortgage
Free Mortgage Quote
No Hidden Fees. Ever.
Free Second Opinion Same-Day Mortgage Pre-Qualification
Free Mortgage Quote
No Hidden Fees. Ever.
Free Second Opinion Same-Day Mortgage Pre-Qualification
Last Updated: February 14, 2026
Silver Mortgage specializes in home mortgage financing and refinancing in League City, including cash-out refinancing and home equity lines of credit (HELOCs). Silver Mortgage also specializes in Commercial and investment Real Estate mortgage and finance. Silver Mortgage’s wholesale lender access to 20+ lenders means lower costs than retail banks, with a single application and a single credit pull to compare multiple mortgage rate quotes. Steve Silver, NMLS #314817, is licensed in Texas, Colorado, and Florida.*
League City Mortgage Broker – Key Takeaways
- 44+ years financing League City homes across Galveston County including Clear Lake, Seabrook, Kemah, and Nassau Bay. Specialized mortgage programs for NASA Johnson Space Center employees and aerospace professionals.
- Waterfront and marina community financing experience for League City’s unique coastal properties. We work with lenders experienced in coastal appraisal considerations and flood zone requirements.
- Same-Day Mortgage Pre-Qualification for League City homebuyers and homeowners. Remote pre-qualification available for NASA and aerospace industry relocations. $0 application fee.
- Access to 20+ wholesale lenders for competitive mortgage rates on League City properties. FHA, VA, Conventional, and Jumbo loan programs available with 21-30 day closings.
- Master-planned community financing including Tuscan Lakes, Marina Bay, and South Shore Harbour. New construction and resale home mortgage programs for League City’s premier neighborhoods.
- Flexible income verification options for self-employed borrowers and business owners. Bank Statement Loans and Asset Depletion programs available for non-traditional income documentation.
About Steve Silver
Steve Silver (NMLS #314817) has been solving mortgage challenges since 1981. As founder of Silver Mortgage Funding Group, LLC (NMLS #360472), Steve specializes in finding solutions when traditional lenders say no—bank statement loans for self-employed borrowers, DSCR loans for investors, asset depletion programs for retirees, and alternative documentation for complex income situations. FHA, VA, conventional, jumbo, and super-jumbo loans. HELOCs and cash-out refinancing. Commercial and investment property financing. *Residential mortgage loans in Texas, Colorado, and Florida are originated through affiliate Secure Financial Services, Inc. (NMLS #70160).Contact Steve Silver via the contact form at the bottom of this page
❓ Moving to League City?
League City Mortgage FAQs
Common mortgage questions from League City homebuyers and homeowners since 1981.
I’m relocating to League City. Can I get pre-qualified for a mortgage before I move?
Yes. We handle remote mortgage pre-qualifications for relocations to League City. Apply online, upload documents digitally, receive same-day pre-qualification. No physical presence required. $0 application fee.
Do you offer mortgage programs for NASA Johnson Space Center employees?
Yes. We specialize in mortgage programs for NASA employees, aerospace engineers, contractors, and federal employees. We understand federal employment verification and security clearance documentation. $0 application fee. 21-30 day closings.
Do you finance waterfront properties in League City and Clear Lake?
Yes. We specialize in mortgage financing for League City waterfront properties and marina communities near Clear Lake, Seabrook, Kemah, and Nassau Bay. Access to 20+ wholesale lenders for competitive rates. $0 application fee.
How long does it take to refinance my League City mortgage?
Most League City refinances close in 21-30 days. No mandatory waiting period unless refinancing a Texas Home Equity Loan (one-year wait required by Texas law). $0 application fee.
How much down payment do I need to buy a League City home?
Down payment requirements vary by loan type: FHA (3.5% minimum), Conventional (3-5% minimum), VA (0% for eligible veterans). $0 application fee. 21-30 day closings.
How do self-employed borrowers qualify for League City mortgages?
Self-employed borrowers can use 12 or 24 months of bank statements to verify income (no tax returns required). We also offer Asset Depletion Loans for business owners with significant liquid assets. $0 application fee.
What are jumbo mortgage loans for League City homes?
Jumbo mortgage loans exceed the Galveston County conforming loan limit of $832,750. Commonly used for high-value League City properties. We access 20+ wholesale lenders for competitive jumbo loan rates. Down payment typically 10-20%.
Can I get a HELOC for League City home renovations?
Yes. Home Equity Lines of Credit (HELOCs) allow you to access home equity for renovations, repairs, or other expenses. We also offer FHA 203(k) and HomeStyle renovation loans that combine purchase or refinance with renovation financing. $0 application fee.
How does Texas cash-out refinancing work for League City homeowners?
Texas cash-out refinancing allows you to access home equity up to 80% loan-to-value. You must wait 12 months after your original mortgage closing or previous cash-out refinance. 21-30 day closings. $0 application fee.
What credit score is required to buy a League City home?
Minimum credit score depends on loan type: FHA (580 minimum), Conventional (620 minimum), VA (no official minimum), Jumbo (varies).
*Disclosure: Direct lending services and wholesale are provided through Secure Financial Services, Inc. (NMLS #70160), an affiliated company. Steve Silver (NMLS #314817) is a licensed loan originator for both Silver Mortgage Funding Group, LLC (NMLS #360472) and Secure Financial Services, Inc. (NMLS #70160).
What Our Clients Say About Silver Mortgage – Steve Silver
Here are 6 out of 307 verified reviews across Google, Zillow, Yelp, Facebook and Social Survey.
“Great Experience Great Experience We have used Steve a number of times and this experience, like all others, was fantastic. He is very detailed and prompt and explains any items or issues immediately. His mortgage processor, Robin, is also fantastic. She tells you exactly…”
“I had an excellent experience working with Steve from start to finish, they made the mortgage process smooth and stress-free. Steve and her partner were always available to answer questions, explained every step clearly, and ensured I got the best rate possible. Their…”
“We are first time homebuyers. At first we had no idea what the mortgage loan process would be like, but Steve advised us through the whole process. Steve was always prompt in replying to our emails. He not only kept us updated throughout the whole process but also provided…”
“Steve’s knowledge and ability to explain intricacies while also keeping the process simple and extremely efficient continues to astound me!!! Whether it’s for a personal transaction, like this one, or purchases and re-finances for family and clients, Steve is our go-to guy….”
“He kept me informed daily on rates, educated me on how the market behaves, and had … He kept me informed daily on rates, educated me on how the market behaves, and had … Steve is a very knowledgeable on what he does – definitely many years of experience hang on his belt….”
“Steve is really good at what he does – he was very patient with us and encouraged … Steve is really good at what he does – he was very patient with us and encouraged … Steve is really good at what he does – he was very patient with us and encouraged us to wait on the…”
Rated 5.0/5.0 based on 307+ verified reviews across Google, Zillow, and SocialSurvey
Ready to See Your League City Mortgage Rate Quote?
No upfront costs. No obligations. Local League City, Texas mortgage lender – since 1981.
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Popular Loan Programs in League City
• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing
