Galleria Mortgage & Refinance - Silver Mortgage

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📞Call us at: (281) 362-8886

Text us at: (713) 384-3545

Email us at: info@SilverMortgage.com

Updated: March 12, 2026

Whether you’re looking to buy your first home near the Galleria Mall, refinance your current Tanglewood property, or access home equity in River Oaks for a remodel, Silver Mortgage is here to help you navigate the mortgage process with confidence.

Silver Mortgage & Refinance Houston - Steve Silver

About Steve Silver

Steve Silver (NMLS #314817) has been helping Galleria, Uptown and urban Houston homebuyers and homeowners with mortgage financing since 1981. FHA, VA, conventional, jumbo, and super-jumbo home loans. Cash-out refinancing and home equity lines of credit. Commercial and investment property mortgage financing.

Founder of Silver Mortgage Funding Group, LLC (NMLS #360472). Access to 20+ wholesale mortgage lenders means more loan program options—whether you’re W-2 employed, self-employed, an investor, or retired. *Residential mortgage loans in Texas, Colorado, and Florida are originated through affiliate Secure Financial Services, Inc. (NMLS #70160).

Contact Steve Silver via the contact form at the bottom of this page.

Galleria Houston Mortgage FAQs

**Q: How long does it take to get a mortgage in The Galleria-Uptown area of Houston?**

A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.

**Q: What credit score do I need to buy or refinance a home in The Galleria-Uptown area of Houston?**

A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.

**Q: Do I need 20% down to buy a home in The Galleria-Uptown area of Houston?**

A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.

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Popular Loan Programs in The Galleria-Uptown

• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing

Check out the blog at www.SteveSilverNow.com for Texas mortgage, real estate and financial information that you won’t find anywhere else.