Silver Mortgage & Refinance - Learn About Us

Mortgage Lending in Texas, Florida, and Colorado

✓ 44+ years serving Texas, Colorado, Florida

✓ 5.0-star verified reviews (Google, Zillow, & Yelp)

✓ Both broker AND direct lender—20+ wholesale lenders

✓ $0 application fee, $0 upfront fees, transparent pricing

Why Choose Silver Mortgage

Silver Mortgage functions as a wholesale mortgage brokerage, providing you with a convenient alternative to traditional retail bank with responsive local service.

Since 1981, we have provided Texas, Florida, and Colorado homeowners with competitive rates and fees. $0 application fees. A single credit pull and one application accesses our network of 20+ wholesale mortgge lenders.

About Steve Silver

Steve Silver (NMLS #314817) has been helping Texas, Colorado and Florida homebuyers and homeowners with mortgage financing since 1981. FHA, VA, conventional, jumbo, and super-jumbo home loans. Cash-out refinancing and home equity lines of credit. Commercial and investment property mortgage financing.

Founder of Silver Mortgage Funding Group, LLC (NMLS #360472). Access to 20+ wholesale mortgage lenders means more loan program options—whether you’re W-2 employed, self-employed, an investor, or retired. *Residential mortgage loans in Texas, Colorado, and Florida are originated through affiliate Secure Financial Services, Inc. (NMLS #70160).

Contact Steve Silver via the contact form at the bottom of this page.

You Served. We’ll Serve You.

You earned your VA loan benefit through your service. We make sure you get every advantage you’re entitled to:

VA Purchase Benefits:

$0 down payment required
No private mortgage insurance (PMI)
Competitive rates for veterans and active military
Available in Texas, Florida, and Colorado

VA Refinance Benefits:

VA IRRRL (streamline): Lower your rate with minimal paperwork, no appraisal
VA Cash-Out: Access your home equity (subject to Texas 80% LTV limit)
No prepayment penalties

We’ve helped hundreds of veterans and active military members secure VA financing across Texas, Florida, and Colorado. We know the program inside and out because we know what your service means.

Steve Silver, NMLS #314817 Licensed in TX, FL, CO

Since 1981, most of our clients come back to us—and bring their friends and families.

That's the highest compliment we can receive. Our repeat client and referral rate reflects the trust we've built over 44+ years of transparent, personal service.

Choose the mortgage that's right for you!

Contact us today for a personalized consultation! Email or the contact card to the right is fastest.

Check out “SteveSilverNow” at www.SteveSilverNow.com for unique mortgage, real estate, and “insider” information about Texas, Colorado and Florida that you won’t find anywhere else.