Galleria Mortgage & Refinance - Silver Mortgage
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Updated: February 13, 2026
Whether you’re looking to buy your first home near the Galleria Mall, refinance your current Tanglewood property, or access home equity in River Oaks for a remodel, Silver Mortgage is here to help you navigate the mortgage process with confidence.
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Finding Your Loan
As an independent broker, we offer you a wide range of Galleria and Uptown Houston mortgage rates and loan programs from multiple wholesale lenders for your perfect mortgage.
One application and multiple options for you to choose from.
A Smooth Closing
You'll have direct access to your loan processor with timely updates from application to closing day. 100% transparency and Privacy-Focused.
Galleria and Uptown Houston
Texas-Colorado-Florida
Galleria Houston Mortgage FAQs
**Q: How long does it take to get a mortgage in The Galleria-Uptown area of Houston?**
A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.
**Q: What credit score do I need to buy or refinance a home in The Galleria-Uptown area of Houston?**
A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.
**Q: Do I need 20% down to buy a home in The Galleria-Uptown area of Houston?**
A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.
Explore More Houston Communities
Popular Loan Programs in The Galleria-Uptown
• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing
Check out the blog at www.SteveSilverNow.com for Texas mortgage, real estate and financial information that you won’t find anywhere else.