The Woodlands Mortgage Broker - Silver Mortgage
"We Make Lenders Compete for Your Business, So You Get a Better Rate"
✓ One Application, One Credit Pull. We protect your credit score.
✓ No Unwanted Calls or Emails. Your privacy is our priority.
✓ Free Mortgage Calculator Online (No Sign-Up Required).
✓ No Upfront Costs or Obligations (No pressure quotes)
✓44+ Years of Experience Saving ‘The Woodlands’ Homeowners Money.
As a trusted Woodlands mortgage broker, Silver Mortgage helps families in Sterling Ridge, Panther Creek, and throughout Montgomery County secure competitive home loans.
Whether you’re buying your first home near The Woodlands Mall, upgrading to a larger property in Creekside, or refinancing your current Panther Creek home, we’re here to help you navigate the mortgage process with confidence.
A Simple Conversation
It all starts with you and your goals.
Get your Free Quote
No Upfront Costs-No Obligations
No Annoying Call Centers
Equal Housing Lender
Highly Rated since 1981
Finding Your Loan
As an independent broker, we offer you a wide range of 'The Woodlands' mortgage rates and loan programs from multiple wholesale lenders for your perfect mortgage.
One application and multiple options for you to choose from.
A Smooth Closing
You'll have direct access to your loan processor with timely updates from application to closing day. 100% transparency and Privacy-Focused.
The Woodlands, Texas
Texas-Colorado-Florida-New Mexico ('26)
The Woodlands Mortgage FAQs
**Q: How long does it take to get a mortgage in The Woodlands?**
A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.
**Q: What credit score do I need to buy or refinance a home in The Woodlands?**
A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.
**Q: Do I need 20% down to buy a home in The Woodlands?**
A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.
Explore More Houston Communities
Popular Loan Programs in The Woodlands & Spring
• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing