Pearland Mortgage Broker - Silver Mortgage

"We Make Lenders Compete for Your Business, So You Get a Better Rate"

✓ One Application, One Credit Pull. We protect your credit score.

✓ No Unwanted Calls or Emails. Your privacy is our priority.

✓ Free Mortgage Calculator Online (No Sign-Up Required).

✓ No Upfront Costs or Obligations (No pressure quotes)

✓44+ Years of Experience Saving Pearland area Homeowners Money.

Whether you’re buying your first home in Silvercreek, upgrading to a larger property in Country Place, or refinancing your current Shadow Creek Ranch home, we’re here to help you navigate the mortgage process with confidence.

Neighborhoods: Shadow Creek Ranch, Silverlake, Riverstone Ranch, Southern Trails, Meridiana, Silvercreek, Country Place, Brazoria County

A Simple Conversation

It all starts with you and your goals.

Get your Free Quote
No Upfront Costs-No Obligations
No Annoying Call Centers
Equal Housing Lender
Highly Rated since 1981

Finding Your Loan

As an independent broker, we offer you a wide range of Pearland mortgage rates and loan programs from multiple wholesale lenders for your perfect mortgage.

One application and multiple options for you to choose from.

A Smooth Closing

You'll have direct access to your loan processor with timely updates from application to closing day. 100% transparency and Privacy-Focused.

Pearland, Texas
Texas-Colorado-Florida-New Mexico ('26)

Pearland Mortgage FAQs

**Q: How long does it take to get a mortgage in Pearland?**

A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.

**Q: What credit score do I need to buy or refinance a home in Pearland?**

A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.

**Q: Do I need 20% down to buy a home in Pearland?**

A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.

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Popular Loan Programs in Pearland

• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
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• Construction – Perm Financing