Pasadena Texas family at home
Silver Mortgage serves Pasadena homebuyers in Ponderosa Forest, Brookwood, and throughout Harris County.

Pasadena Texas Mortgage Broker - Silver Mortgage

Pasadena Texas Mortgage Broker. Affordable, Reliable, Fast and 5-star rated Since 1981.

$0 Cost to Apply. Fast & Free Quotes. Same Day Mortgage Pre-Qualification.

✅ Access rates from 20+ wholesale mortgage lenders with one credit pull. $0 cost to apply, $0 upfront fees

Pasadena Texas Mortgage Broker Since 1981: 44+ Years of Local Purchase, Refinance, & Cash-Out Experience. Village Grove, Golden Acres, Fairmont Park, Red Bluff Terrace, Deepwater, and beyond

✅ Direct access to your loan processor. Application to mortgage closing, usually within 21-30 days. Same Day Free Mortgage Pre-Qualification

What Our Clients Say

★★★★★

“I was looking for a mortgage broker near me and found Silver Mortgage. The process was smooth and transparent. They answered all my questions and got me a great rate.”

Javier B. Houston Heights • 2025
✅ Verified Client
★★★★★

“Silver Mortgage made our home buying experience stress-free. They were always available to take our calls and explained every step of the process.”

Karen M. Pasadena Area • 2019
✅ Verified Client
★★★★★

“I have used Silver Mortgage for multiple loans over the years. Their honesty and integrity keep me coming back. Highly recommended!”

Dale S. Texas • 2016
✅ Verified Client

⚡ At a Glance: Pasadena Texas Mortgage Broker

  • Financing Pasadena homes since 1981 — 44+ years of local mortgage lending experience. Specializing in home purchases, mortgage refinancing, and cash-out mortgage loans across the Pasadena region.
  • Same Day Free Mortgage Pre-Qualification in Pasadena.
  • We access 20+ wholesale mortgage lenders with one credit pull—you choose the best mortgage rate and mortgage loan terms that fit your needs — $0 cost to apply, $0 upfront fees. Get competitive mortgage rates in Pasadena.
  • Direct access to your mortgage loan processor — Local mortgage processing from application to mortgage closing, usually within 21-30 days. Your reliable source for FHA mortgage loans, VA mortgage loans, and conventional mortgage loans.

Why Pasadena?

  • Strategic Location — 14 miles southeast of Downtown Houston via I-45 or Hwy 225. Immediate access to Beltway 8 for easy commuting around the Bay Area.
  • Pasadena ISD & Deer Park ISD — Serving the area with highly-rated schools and home to San Jacinto College (Central Campus), a major educational hub for workforce training.
  • “Strawberry Capital of the South” — Rich local heritage celebrated annually at the Pasadena Strawberry Festival, maintaining a strong community feel despite its size.
  • Economic Powerhouse — Adjacent to the Port of Houston and the petrochemical complex, providing stable employment for many homebuyers in the region.
  • Established Neighborhoods — From historic Golden Acres to master-planned feel of Village Grove and Fairmont Park.
  • Affordable Homeownership — Median home prices often range from $230,000–$290,000, offering more square footage and larger lots compared to Houston inner-loop averages.

The only Southeast Houston suburb where you can:

  • Live in the “Strawberry Capital of the South” — rich in Texas history.
  • Access the Port of Houston and petrochemical industry jobs in minutes.
  • Enjoy historic charm in Golden Acres or master-planned living in Village Grove.
  • Choose from schools in Pasadena ISD and Deer Park ISD.
  • Find affordable homes ($230K-$290K median) with easy Beltway 8 access.

Located 14 miles southeast of Downtown Houston with 150,000+ residents, Pasadena offers family-friendly living with excellent schools, diverse neighborhoods, and direct access to the region’s major employment hubs.

💡 Quick Tip: Mortgage Financing for Pasadena Homeowners and Homebuyers

Work at the Port of Houston or relocating to Pasadena for energy industry employment? We specialize in purchase and refinance mortgage loans for Pasadena homeowners and homebuyers, including Village Grove, Golden Acres, Fairmont Park, Red Bluff Terrace, and all Pasadena ISD neighborhoods. Whether you’re buying your first home, refinancing to a lower mortgage rate, or moving up to a larger property, we help you find the right mortgage loan program.

Pasadena homebuyers: We offer FHA mortgage loans (3.5% down), VA mortgage loans (0% down for veterans), and conventional mortgage loans (as low as 3% down). One credit pull and one application gets you 20+ wholesale mortgage lenders rates compared for you.

🧠 Did You Know? One Credit Pull = 20+ Mortgage Lender Options

When you apply with Silver Mortgage , we pull your credit once and use that single credit report to access wholesale mortgage rates from 20+ mortgage lenders.
This protects your credit score while giving you maximum home loan options in Pasadena.

Compare this to: Applying with 5 different mortgage lenders = 5 credit pulls = potential credit score impact.

What Pasadena, Texas neighborhoods do you serve?

We serve all Pasadena neighborhoods, including:

  • Village Grove – Master-planned community with pools, parks, and top-rated Deer Park ISD schools.
  • Fairmont Park – Established, family-friendly neighborhood known for its mature trees and convenient location.
  • Golden Acres – Spacious lots and a quiet, country-living feel right in the heart of the city.
  • Vista Villas – Well-maintained community with easy access to Beltway 8 and local shopping.
  • Baywood Oaks – Upscale neighborhood featuring newer homes and beautiful landscaping.

We provide purchase and refinance mortgage loans throughout Pasadena, Deer Park ISD, Pasadena ISD, and all of Harris County. Whether you’re buying your first home or refinancing to a lower mortgage rate, we help Pasadena homeowners and homebuyers find competitive mortgage rates.

Home Mortgage
Rate Quote


$0 cost to apply.
$0 upfront costs.

Pasadena Texas Mortgage Options

Compare rates from 20+ wholesale lenders—FHA, conventional, VA, jumbo loan,s non-conforming

Local Mortgage Processing

Close in 21-30 days.
Fast closings at no extra cost

Frequently Asked Questions: Pasadena Mortgage Financing

❓ How much will my mortgage cost in Pasadena, Texas?

Your total cost includes your monthly payment (Principal, Interest, Taxes, Insurance ) and closing costs (Appraisal ~$595, Credit Report ~$95, Title fees). We provide a detailed Loan Estimate showing every line item with no hidden fees. You choose the best mortgage rate and terms for your budget.

❓ How much does a Mortgage Broker cost in Pasadena?

Silver Mortgage charges $0 costs to apply and $0 upfront fees for your home loan in Pasadena. As both a mortgage broker and a direct mortgage lender, we access wholesale mortgage lenders and fund mortgage loans directly in-house. Our mortgage broker fee (if any ) is disclosed on your Loan Estimate within 3 business days of mortgage application and is typically paid at mortgage closing.

❓ Are you a Mortgage Broker or a Direct Lender?

We are both.* As a broker, we shop 20+ wholesale mortgage lenders for the best rates. As a direct lender, we can fund mortgage loans in-house for speed. This hybrid model gives you maximum options with just one credit pull.

❓ What is the minimum credit score for a mortgage loan?

For FHA mortgage loans, we can often work with scores as low as 580. For Conventional mortgage loans, a score of 620+ is typically required. We offer free credit analysis to help you get mortgage-ready.

❓ Can I buy a home in Pasadena with $0 down?

Yes! VA mortgage loans (for veterans ) and USDA mortgage loans (for eligible rural areas) offer 0% down payment options. We can check if your specific property qualifies.

❓ How long does it take to fund a home loan?

Our average time from mortgage application to home loan funding is usually within 21-30 days. Direct access to your local mortgage loan processor helps avoid delays.

❓ Do you offer Cash-Out Mortgage Refinancing in Texas?

Yes. Texas law allows you to cash out up to 80% of your home’s value. We have extensive experience with Texas Cash-Out rules for home improvements or debt consolidation.

❓ Why choose a Mortgage Broker over a big bank?

Banks only offer their own rates. We shop 20+ wholesale mortgage lenders with one credit pull, so you choose the best mortgage rate. Plus, you get a dedicated specialist—no call centers.

❓ Can I get a mortgage loan if I am self-employed?

Yes. We offer Bank Statement mortgage loans for business owners who may not show enough income on tax returns, using business deposits to calculate income.

❓ Do you finance investment properties?

Yes, we offer DSCR mortgage loans for investors. These qualify based on the property’s rental income potential rather than your personal income.

*Disclosure: Direct lending services and wholesale are provided through Secure Financial Services, Inc. (NMLS #70160 ), an affiliated company. Steve Silver (NMLS #314817) is a licensed loan originator for both Silver Mortgage Funding Group, LLC (NMLS #360472) and Secure Financial Services, Inc. (NMLS #70160).

Popular Loan Programs in Pasadena

• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage 
• Reverse Mortgage
• Construction – Perm Financing

 

 

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