Katy Mortgage Broker - Silver Mortgage
"We Make Lenders Compete for Your Business, So You Get a Better Rate"
✓ One Application, One Credit Pull. We protect your credit score.
✓ No Unwanted Calls or Emails. Your privacy is our priority.
✓ Free Mortgage Calculator Online (No Sign-Up Required).
✓ No Upfront Costs or Obligations (No pressure quotes)
✓44+ Years of Experience Saving Katy Homeowners Money.
As a trusted Katy mortgage broker, Silver Mortgage has helps families in Cinco Ranch, Grand Lakes, and throughout Fort Bend County secure competitive home loans. With Katy’s growing communities like Elyson, Jordan Ranch, and Seven Meadows, we understand the unique needs of Katy homebuyers.
Whether you’re buying your first home near Katy Mills Mall, upgrading to a larger property in Cinco Ranch, or refinancing your current Katy home, we’re here to help you navigate the mortgage process with confidence.
A Simple Conversation
It all starts with you and your goals.
Get your Free Quote
No Upfront Costs
No Obligations
No Annoying Call Centers
Equal Housing Lender
Highly Rated since 1981
Finding Your Loan
As an independent broker, we offer you a wide range of Katy mortgage rates and loan programs from multiple wholesale lenders for your perfect mortgage.
One application and multiple options for you to choose from.
A Smooth Closing
You'll have direct access to your loan processor with timely updates from application to closing day. 100% transparency and Privacy-Focused.
Katy, Texas
Texas-Colorado-Florida-New Mexico ('26)
Katy Mortgage FAQs
**Q: How long does it take to get a mortgage in Katy ?**
A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.
**Q: What credit score do I need to buy or refinance a home in Katy ?**
A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.
**Q: Do I need 20% down to buy a home in Katy ?**
A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.
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Popular Loan Programs in Katy
• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing