Houston Mortgage Broker - Silver Mortgage
"We Make Lenders Compete for Your Business, So You Get a Better Rate"
✓ One Application, One Credit Pull. We protect your credit score.
✓ No Unwanted Calls or Emails. Your privacy is our priority.
✓ Free Mortgage Calculator Online (No Sign-Up Required).
✓ No Upfront Costs or Obligations (No pressure quotes)
✓44+ Years of Experience Saving Houston Homeowners Money since 1981.
As a trusted Houston mortgage broker, Silver Mortgage helps families across the Greater Houston area secure home loans. We work with multiple lenders to find you the best rate and terms.
Whether you’re buying your first home in The Woodlands, investing in a Katy rental property, or refinancing your Sugar Land home, we’re here to help. One application gets you access to dozens of loan programs.
A Simple Conversation
It all starts with you and your goals.
Get your Free Quote
No Upfront Costs
No Obligations
No Annoying Call Centers
Equal Housing Lender
Highly Rated since 1981
Finding Your Loan
As an independent broker, we offer you a wide range of Katy mortgage rates and loan programs from multiple wholesale lenders for your perfect mortgage.
One application and multiple options for you to choose from.
A Smooth Closing
You'll have direct access to your loan processor with timely updates from application to closing day. 100% transparency and Privacy-Focused.
Houston, Texas
Texas-Colorado-Florida-New Mexico ('26)
Houston Mortgage FAQs
**Q: How long does it take to get a mortgage in Houston?**
A: The typical mortgage process takes 21-45 days from application to closing, though we can often expedite for qualified borrowers with documentation ready.
**Q: What credit score do I need to buy or refinance a home in Houston?**
A: Requirements vary by loan type; most conventional loans require a minimum 620 credit score. FHA and VA loans may accept lower scores, subject to qualification.
**Q: Do I need 20% down to buy a home in Houston?**
A: No. Many loan programs offer options with as little as 3-5% down, and VA can be zero down. We’ll help you find the best choice for your situation.
Explore More Houston Communities
Popular Loan Programs in Houston
• Conforming Mortgage
• FHA Mortgage
• VA Mortgage
• Jumbo Mortgage
• Refinance Mortgage
• First-Time Homebuyer Mortgage
• Investment Property Mortgage
• Cashout–Home Equity
• HELOC
• DSCR
• Land-Lot Loans
• Self-Employed
• Bank Statement Mortgage
• Reverse Mortgage
• Construction – Perm Financing