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NMLS #360472 (TX) #314817 (TX) #70160 (TX) #LO91968 (FL) #100538170 (CO)

Last Updated: January 23, 2026

Wholesale Mortgage Expertise Since 1981

Strategic Mortgage Lending for Texas, Florida, and Colorado

✓ 44+ years serving Texas, Colorado, Florida

✓ 5.0-star verified reviews (Google, Zillow, Yelp)

✓ Both broker AND direct lender—20+ wholesale lenders

✓ $0 application fee, $0 upfront fees, transparent pricing

Why Choose Silver Mortgage

Silver Mortgage operates as a wholesale mortgage brokerage, providing a strategic alternative to traditional retail banks. Since 1981, we have provided Texas, Florida, and Colorado homeowners with institutional-level pricing through an expansive network of wholesale lenders. We manage the entire lending process with a single credit pull, ensuring professional discretion and maximum market access for complex financial profiles.

Steve Silver, The Houston Mortgage Broker

About Steve Silver

Steve Silver (NMLS #314817) is a licensed MLO with over 44 years of dedicated mortgage lending experience, beginning in 1981. As the founder of Silver Mortgage Funding Group, LLC (NMLS #360472), Steve Silver focuses on both traditional and non-traditional mortgage financing programs. Steve Silver’s areas of specialization include bank statement mortgage loans for self-employed borrowers, HELOCs, DSCR mortgage loans for real estate investors, and asset depletion mortgage loans for retirees. FHA, VA, and conventional mortgage loans. Jumbos and Super-Jumbos. Silver Mortgage also specializes in commercial and investment real estate mortgage and finance, Residential Mortgage loans in Texas, Colorado, and Florida are originated through affiliate Secure Financial Services, Inc. (NMLS #70160).

Contact Steve Silver:

📞 (281) 362-8886

 info@SilverMortgage.com

You Served. We’ll Serve You.

You earned your VA loan benefit through your service. We make sure you get every advantage you’re entitled to:

VA Purchase Benefits:

  • $0 down payment required
  • No private mortgage insurance (PMI)
  • Competitive rates for veterans and active military
  • Available in Texas, Florida, and Colorado

VA Refinance Benefits:

  • VA IRRRL (streamline): Lower your rate with minimal paperwork, no appraisal
  • VA Cash-Out: Access your home equity (subject to Texas 80% LTV limit)
  • No prepayment penalties

We’ve helped hundreds of veterans and active military members secure VA financing across Texas, Florida, and Colorado. We know the program inside and out because we know what your service means.

Steve Silver, NMLS #314817 Licensed in TX, FL, CO

Since 1981, most of our clients come back to us—and bring their friends and families.

That's the highest compliment we can receive. Our repeat client and referral rate reflects the trust we've built over 44+ years of transparent, personal service.

Choose the mortgage that's right for you!

Contact us today for a personalized consultation! Email or the contact card to the right is fastest.

Check out “SteveSilverNow” at www.SteveSilverNow.com for unique mortgage, real estate, and “insider” information about Texas, Colorado and Florida that you won’t find anywhere else.

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