The New FHA ADU Policy: What Homebuyers Need to Know The new FHA ADU policy makes it easier to qualify for FHA-insured mortgages if the… Colorado · Florida · Homeownership · TexasThe New FHA ADU Policy: What Homebuyers Need to KnowThe new FHA ADU policy makes it easier to qualify for FHA-insured mortgages if the property has an accessory dwelling unit by counting ADU rental income.