VA

Texas Mortgage Rates
Texas Mortgage Rates – 7 Powerful Strategies and Clever Hacks You Need to Know About
Texas Mortgage Rates are high right now. Is it a good or bad time to…
Divorce · FHA · FHA-VA · First Time Home Buyer · Homes · Jumbo · Mortgage News · Real Estate · Second Homes & Investment · Texas · Uncategorized · VA

Texas Mortgage Rates – 7 Powerful Strategies and Clever Hacks You Need to Know About

Texas Mortgage Rates are high right now. Is it a good or bad time to buy a home or refinance?
Steve Silver
March 7, 2023
Down Payment
What’s an Approved Down Payment?

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real…

FHA · FHA-VA · First Time Home Buyer · Homes · Mortgage News · Real Estate · Second Homes & Investment · Texas · VA

What’s an Approved Down Payment?

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real Estate Agent recently. We provided a mortgage pre-qualification form using the document required in the Texas Administrative Code, Title 7: Banking and Securities, Part 4,…

Steve Silver
February 28, 2023
Debt-to-income, Debt to Income Ratio
How to Quickly Calculate Your Debt to Income Ratio (DTI)
FHA loans can go higher than 50% VA loans don’t have a defined maximum DTI…
Condominium · Credit Score · FHA · FHA-VA · FICO · First Time Home Buyer · Florida · Homes · Jumbo · Mortgage News · Texas · VA

How to Quickly Calculate Your Debt to Income Ratio (DTI)

FHA loans can go higher than 50% VA loans don’t have a defined maximum DTI Total ratios of up to 50% can be acceptable for conforming loans
Steve Silver
January 27, 2023
First-Time Home Buyer
First-Time Home Buyer Loan in Texas or Florida
Common benefits are: 1) Low Minimum Down Payment Options 2) More Flexibility for using Family…
Credit Score · Florida · Homes · Mortgage News · Real Estate · Texas · Texas & Florida News · VA

First-Time Home Buyer Loan in Texas or Florida

Common benefits are: 1) Low Minimum Down Payment Options 2) More Flexibility for using Family Gifts to assist with closing costs 3) Ability to finance home renovations as part of your mortgage 4) Lower Mortgage Insurance costs for select conforming loan programs
Steve Silver
January 22, 2023
FICO credit score, Improve your FICO scores and get Better Mortgage Rates
Improve your FICO scores and get Better Mortgage Rates
Your FICO credit score is a 3-digit score ranging from 300 to 850. There are…
Credit Score · Credit Scoring · FICO · Florida · Homes · Mortgage News · Real Estate · Texas · VA

Improve your FICO scores and get Better Mortgage Rates

Your FICO credit score is a 3-digit score ranging from 300 to 850. There are at least 16 different types of FICO scores. FICO 8 and FICO 9 are currently the most common for credit card and auto loans.  FICO 5, FICO 4, and FICO 2 are the most common for mortgage loans.
Steve Silver
January 18, 2023
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