Second Homes & Investment

Seller Concessions Pros and Cons
Weighing the Pros & Cons of Seller Concessions
Seller concessions can be a valuable tool for homebuyers, offering potential benefits such as reduced…
FHA · FHA-VA · First Time Home Buyer · Homes · Mortgage News · Real Estate · Second Homes & Investment · Senior Finance · Texas · Texas & Florida News

Weighing the Pros & Cons of Seller Concessions

Seller concessions can be a valuable tool for homebuyers, offering potential benefits such as reduced upfront costs. Learn about the pros and cons, limits by loan type, and how to navigate the complexities of the home-buying process with the help of mortgage professionals and real estate agents for a successful and enjoyable home purchase experience.
Steve Silver
March 29, 2023
Tax Deferred Real Estate
Tax Deferred Real Estate: A Comprehensive Guide to 1031 Exchanges
Discover the benefits of tax deferred real estate through 1031 exchanges, which allow investors to…
Mortgage News · Real Estate · Second Homes & Investment · Senior Finance · Tax · Texas · Texas & Florida News

Tax Deferred Real Estate: A Comprehensive Guide to 1031 Exchanges

Discover the benefits of tax deferred real estate through 1031 exchanges, which allow investors to defer capital gains taxes on their investments. Learn about critical aspects, such as the 1031 timeframe, related party rules, and the process of acquiring a 1031 replacement property. Explore alternative options like DST exchanges and understand the guidelines for selling a 1031 exchange property to maximize your investment potential while minimizing tax liabilities.
Steve Silver
March 22, 2023
DSCR
Maximizing Your Real Estate Investment: DSCR Mortgage Loans

DSCR Mortgage Loans  Debt Service Coverage Ratio (DSCR) mortgage loans are an essential financing tool…

Florida · Homes · Mortgage News · Real Estate · Second Homes & Investment · Texas · Texas & Florida News

Maximizing Your Real Estate Investment: DSCR Mortgage Loans

DSCR Mortgage Loans  Debt Service Coverage Ratio (DSCR) mortgage loans are an essential financing tool for real estate investors and business owners, particularly in states like Texas and Florida.  DSCR loans are based on the property's ability to generate income…

Steve Silver
March 18, 2023
Silicon Valley Bank and Mortgage Rates

Silicon Valley Bank and Mortgage Rates. Has the pivot begun? Captain Renault: "I'm shocked, shocked…

FHA · FHA-VA · Florida · Homes · Mortgage News · Real Estate · Second Homes & Investment · Texas · VA

Silicon Valley Bank and Mortgage Rates

Silicon Valley Bank and Mortgage Rates. Has the pivot begun? Captain Renault: "I'm shocked, shocked to find that gambling is going on in here!" Janet Yellen: “The reforms that have been put in place mean that we’re not going to…

Steve Silver
March 13, 2023
Texas Mortgage Rates
Texas Mortgage Rates – 7 Powerful Strategies and Clever Hacks You Need to Know About
Texas Mortgage Rates are high right now. Is it a good or bad time to…
Divorce · FHA · FHA-VA · First Time Home Buyer · Homes · Jumbo · Mortgage News · Real Estate · Second Homes & Investment · Texas · Uncategorized · VA

Texas Mortgage Rates – 7 Powerful Strategies and Clever Hacks You Need to Know About

Texas Mortgage Rates are high right now. Is it a good or bad time to buy a home or refinance?
Steve Silver
March 7, 2023
Mortgage Quote
What to Look For in a Mortgage Quote: LLPA
Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or…
Credit Score · Credit Scoring · Divorce · FHA · FHA-VA · FICO · First Time Home Buyer · Homes · Jumbo · Mortgage News · Real Estate · Second Homes & Investment

What to Look For in a Mortgage Quote: LLPA

Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or lower your mortgage rates.
Steve Silver
March 2, 2023
Down Payment
What’s an Approved Down Payment?

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real…

FHA · FHA-VA · First Time Home Buyer · Homes · Mortgage News · Real Estate · Second Homes & Investment · Texas · VA

What’s an Approved Down Payment?

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real Estate Agent recently. We provided a mortgage pre-qualification form using the document required in the Texas Administrative Code, Title 7: Banking and Securities, Part 4,…

Steve Silver
February 28, 2023
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