skip to Main Content

Silicon Valley Bank and Mortgage Rates

Silicon Valley Bank and Mortgage Rates. Has the pivot begun? Captain Renault: "I'm shocked, shocked to find that gambling is going on in here!" Janet Yellen: “The reforms that have been put in place mean that we’re not going to…

What’s an Approved Down Payment?

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real Estate Agent recently. We provided a mortgage pre-qualification form using the document required in the Texas Administrative Code, Title 7: Banking and Securities, Part 4,…

FHA 203k Renovation loans

FHA 203(k) Renovation loans are designed to help borrowers buy a home or refinance an existing home and make improvements, repairs, or renovations all rolled into the costs of just one loan with a single monthly payment.

How to Quickly Calculate Your Debt to Income Ratio (DTI)

FHA loans can go higher than 50% VA loans don’t have a defined maximum DTI Total ratios of up to 50% can be acceptable for conforming loans
Back To Top