Mortgage Escrow Account: Simplifying Your Homeownership Experience

Get a firm grasp on mortgage escrow accounts with our in-depth guide. Uncover their meaning, purpose, and how they impact property taxes and insurance payments. Learn how to handle deficits, state-specific regulations, and when waiving an escrow account might be an option. Equip yourself with this vital information to confidently navigate homeownership.

Steve Silver

March 25, 2023

Mortgage Rate Shopping – How to Get the Best Rate

Mortgage Rate Shopping, How to Quickly Verify the Legitimacy of the Low-Ball Mortgage Rate

Credit Score · Credit Scoring · FHA · FHA-VA · Homes · Mortgage News · Real Estate · Second Homes & Investment · Texas · VA

Mortgage Rate Shopping – How to Get the Best Rate

Mortgage Rate Shopping, How to Quickly Verify the Legitimacy of the Low-Ball Mortgage Rate

Steve Silver

March 14, 2023

What to Look For in a Mortgage Quote: LLPA

Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or…

Credit Score · Credit Scoring · Divorce · FHA · FHA-VA · FICO · First Time Home Buyer · Homes · Jumbo · Mortgage News · Real Estate · Second Homes & Investment

What to Look For in a Mortgage Quote: LLPA

Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or lower your mortgage rates.

Steve Silver

March 2, 2023

FHA 203k Renovation loans

FHA 203(k) Renovation loans are designed to help borrowers buy a home or refinance an…

Colorado · Credit Scoring · FHA · FHA-VA · FICO · First Time Home Buyer · Florida · Homes · Mortgage News · Texas

FHA 203k Renovation loans

FHA 203(k) Renovation loans are designed to help borrowers buy a home or refinance an existing home and make improvements, repairs, or renovations all rolled into the costs of just one loan with a single monthly payment.

Steve Silver

February 8, 2023

Improve your FICO scores and get Better Mortgage Rates

Your FICO credit score is a 3-digit score ranging from 300 to 850. There are…

Credit Score · Credit Scoring · FICO · Florida · Homes · Mortgage News · Real Estate · Texas · VA

Improve your FICO scores and get Better Mortgage Rates

Your FICO credit score is a 3-digit score ranging from 300 to 850. There are at least 16 different types of FICO scores. FICO 8 and FICO 9 are currently the most common for credit card and auto loans. FICO 5, FICO 4, and FICO 2 are the most common for mortgage loans.

Steve Silver

January 18, 2023