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First-Time Home Buyer Loan in Texas or Florida

Common benefits are: 1) Low Minimum Down Payment Options 2) More Flexibility for using Family Gifts to assist with closing costs 3) Ability to finance home renovations as part of your mortgage 4) Lower Mortgage Insurance costs for select conforming loan programs

Improve your FICO scores and get Better Mortgage Rates

Your FICO credit score is a 3-digit score ranging from 300 to 850. There are at least 16 different types of FICO scores. FICO 8 and FICO 9 are currently the most common for credit card and auto loans.  FICO 5, FICO 4, and FICO 2 are the most common for mortgage loans.
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